earthquakeauthority.com2020 Guide to California Earthquake Insurance - Coverage Info & Costs | CEA

2020 Guide to California Earthquake Insurance - Coverage Info & Costs | CEA Insurance Professionals For Agents For Insurers For Adjusters​​​​​ Adjuster Training Press Room Media Resources Press Releases Quotable Experts In the News Blog Search Contact Public Records Requests Free Estimate Earthquake Risk California Earthquake Risk Map & Faults By County Personal Preparedness Seven Steps to Earthquake Safety Insurance Policies Homeowners Homeowners Coverages & Deductibles Condominium Condo Coverages & Deductibles Mobilehomes & Manufactured Homes Mobilehomes & Manufactured Homes Coverages & Deductibles Renters Renters Coverages & Deductibles 中文 Español Nuestros Videos en Español Premium Changes Premium Discounts Brace + Bolt Grants Your House's Characteristics How to Buy Participating Residential Insurers Manage Your Policy How to Make a Payment Policy Management FAQs Premium Changes How to File a Claim Premium Calculator Prepare Your House Structural Risks Stem-Wall House Cripple-Wall House Post and Pier House Living Space Over Garage Hillside House Geologic Hazards Ground Shaking Surface Rupture Earthquake-Induced Landslides Soil Liquefaction Preparedness Resources About CEA In Your Community Policyholder Stories Community Stories It Could Happen Today CEA History Leadership Executive Management Strategic Plan Governing Board Meeting Materials Archive Advisory Panel Meeting Materials Archive Financials Financial Strength Investment Policies Financial Statements ​Annual Legislative Reports Research Efforts & Opportunities Our Research Annual Research Forum Research Forum Panel Videos Research Forum Video Interviews Research Opportunities​ Contracting & Employment Benefits of Working at CEA Civil Service Employee Benefits Frequently Asked Questions California Wildfire Fund An Earthquake could happen today Learn how Berkeley homeowners Cliff and Liz Moser used our brace and bolt grant program to seismically retrofit their older house, getting them a premium discount on their CEA earthquake insurance policy . Watch Their Story Share Share Calculate Your Earthquake Insurance Premium Already a CEA policyholder? Manage your policy here Get Your Free Estimate Insure Your Home & Future WITH CEA Explore earthquake risk in your area, browse policy types, and get a free policy estimate. Earthquake Risk Policy Types About CEA Where to Buy Top FAQs What are the earthquake risks near Select County Alameda Alpine Amador Butte Calaveras Colusa Contra Costa Del Norte El Dorado Fresno Glenn Humboldt Imperial Inyo Kern Kings Lake Lassen Los Angeles Madera Marin Mariposa Mendocino Merced Modoc Mono Monterey Napa Nevada Orange County Placer Plumas Riverside Sacramento San Benito San Bernardino San Diego San Francisco San Joaquin San Luis Obispo San Mateo Santa Barbara Santa Clara Santa Cruz Shasta Sierra Siskiyou Solano Sonoma Stanislaus Sutter Tehama Trinity Tulare Tuolumne Ventura Yolo Yuba ? California >99% Chance of 1 or more M6.7 or greater earthquakes striking CA* 30 Miles Most Californians live within 30 miles of an active fault 15,700 Known faults in California (and scientists continue to discover new ones) Select your county from the dropdown menu above, or click on your county on the California map to the left to learn more about California earthquake risk and faults near you. *The probability is based on a 30-year period, beginning in 2014. California >99% Chance of 1 or more M6.7 or greater earthquakes striking CA* 30 Miles Most Californians live within 30 miles of an active fault 15,700 Known faults in California (and scientists continue to discover new ones) Select your county from the dropdown menu above to learn more about California earthquake risk and faults near you. *The probability is based on a 30-year period, beginning in 2014. North Coast 76% Likelihood of one or more M7.0+ Quakes striking Northern CA* Cascadia Subduction Zone & Mendocino Triple Junction Notable zones Tsunamis Along the Coast Additional Regional Risk More Info About County Name County *The probability is based on a 30-year period, beginning in 2014. Shasta Cascade 76% Likelihood of one or more M7.0+ Quakes striking Northern CA* Cleveland Hills & Sierra Nevada Notable faults Within 20 Miles Proximity To An Active Fault More Info About County Name County *The probability is based on a 30-year period, beginning in 2014. Greater Bay Area 76% Likelihood of one or more M7.0+ Quakes striking Northern CA* San Andreas & Hayward Notable faults Less Than 10 Miles Proximity To A Major Fault More Info About County Name County *The probability is based on a 30-year period, beginning in 2014. Delta Sierra 76% Likelihood of one or more M7.0+ Quakes striking Northern CA* Cleveland Hills and Sierra Nevada faults & San Joaquin fault zone Notable faults and zone Landslides, Liquefaction, Or Levee Failure Additional Regional Risk More Info About County Name County *The probability is based on a 30-year period, beginning in 2014. Central Coast 75% Likelihood of one or more M7.0+ Quakes striking Southern CA* San Andreas & San Gregorio Notable faults Less Than 15 Miles Proximity To An Active Fault More Info About County Name County *The probability is based on a 30-year period, beginning in 2014. Central Valley South 75% Likelihood of one or more M7.0+ Quakes striking Southern CA* San Andreas and Garlock faults & San Joaquin fault zone Notable faults and zone Landslides, liquefaction, or levee failure Additional Regional Risk More Info About County Name County *The probability is based on a 30-year period, beginning in 2014. Inyo/Mono 75% Likelihood of one or more M7.0+ Quakes striking Southern CA* Owens Valley fault & Eastern California shear zone Notable fault and zone Less Than 15 Miles Proximity To An Active Fault More Info About County Name County *The probability is based on a 30-year period, beginning in 2014. Southern California Coast 75% Likelihood of one or more M7.0+ Quakes striking Southern CA* San Andreas & over 100 smaller active faults Notable faults Tsunamis Along the Coast Additional Regional Risk More Info About County Name County *The probability is based on a 30-year period, beginning in 2014. Inland Southern California 75% Likelihood of one or more M7.0+ Quakes striking Southern CA* San Andreas & San Jacinto Notable faults Less than 10 miles Proximity To An Active Fault More Info About County Name County *The probability is based on a 30-year period, beginning in 2014. San Diego 75% Likelihood of one or more M7.0+ Quakes striking Southern CA* Rose Canyon, Elsinore & San Jacinto Notable faults Less Than 15 Miles Proximity To An Active Fault More Info About County Name County *The probability is based on a 30-year period, beginning in 2014. CEA Residential Earthquake Insurance Policies Choose your residential earthquake insurance policy type below to see information, coverages, and rates available for your property. Homeowners Condo Unit Owners Mobilehome Owners Renters About California Earthquake Authority (CEA) CEA’s not-for-profit mission makes California residential earthquake insurance affordable and flexible. More than 1 million California policyholders trust CEA’s $17 billion claim-paying ability. We help homeowners, mobilehome owners, condo-unit owners, and renters before and after the big one strikes. We educate, mitigate, and insure: Learn about earthquake risk . Increase your personal safety . Prepare your home before a damaging earthquake strikes. Find out how CEA earthquake home insurance policies can help with recovery when the big one hits. Get a free estimate now. After the 6.7 magnitude 1994 Northridge earthquake—which damaged or destroyed thousands of homes—CEA was created by the California Legislature in 1996 to offer earthquake insurance coverage in California. Our affordable and flexible policies—based on the best available science—have expanded over two decades. We work with...